Resources — Retirement Readiness
Resources

Learn at Your Own Pace

Articles, videos, guides, and downloads to help you understand your retirement readiness — whether you're just starting or ready to take the next step.

For Individuals

Retirement Planning Resources

Article

The Five Gaps Most Retirees Don't See Coming

Why having a plan isn't the same as being ready, and what to do about it.

Article

Why Federal Employees Need Specialized Retirement Planning

FERS, TSP, and FEGLI create a powerful package — but only if you understand how they work together.

Article

Planning Comes First, Products Come Second

The philosophy behind the Retirement Readiness System, and why it matters.

For Advisors

Practice-Building Resources

Program Overview

CFRS® Program Overview

Everything you need to know about the designation, the curriculum, and the practice-building platform.

Video

The Retirement Readiness System for Advisors

How the methodology, the platform, and the designation work together to build your practice.

Guide

Advisor Pathway Comparison

Independent CFRS, Agency, or Producer — which path fits your practice.

Guides & Downloads

Reference Materials

📄

Federal Retirement Benefits Guide

A comprehensive, plain-language guide to FERS, TSP, FEGLI, and Social Security for federal employees.

Download PDF
📑

Retirement Readiness Checklist

A printable checklist of the key areas to review before you retire — income, healthcare, tax, survivor protection, and more.

Download PDF
📚

CFRS® Program Overview

For advisors: everything you need to know about the certification, the curriculum, and the practice-building platform.

Download PDF
📊

Social Security Timing Worksheet

A decision framework for determining the best time to file for Social Security based on your specific situation.

Download PDF

Have Questions?

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