Military retirement comes with benefits most civilians don't have — and decisions most financial advisors don't understand. You need someone who speaks your language.
Your military pension, VA disability, TSP, SGLI/VGLI, Tricare, and survivor benefits create a powerful foundation — but only if they're coordinated correctly.
Add in a second career, a federal position, or a private sector role, and the planning gets exponentially more complex. The Retirement Readiness approach identifies every issue specific to your situation and builds a plan around the ones that matter most.
Understanding your retirement pay calculation, the legacy vs. BRS system, COLA adjustments, and how your pension integrates with other income sources.
Contribution strategies, combat zone tax exclusions, Roth TSP, fund selection, and withdrawal planning tailored to military timelines.
Disability ratings, Tricare options after retirement, Medicare coordination, and the healthcare decisions that affect your budget for decades.
The Survivor Benefit Plan election is one of the most consequential financial decisions you'll make at retirement. It's also one of the least understood.
Whether you're going federal, private sector, or starting a business — your military benefits interact with every other income source differently.
SGLI converts to VGLI at separation, but the cost escalates sharply with age. Understanding your coverage options, conversion deadlines, and whether VGLI is the right long-term choice.
The Retirement Readiness Score identifies where you stand — not just financially, but across every area that could affect your transition and your retirement.
Discover Your Readiness